THE CANADA TRUST COMPANY
Ontario - Kitchener
Central Ontario Mtge Service Unit
Routing Number # 050912322

BankTHE CANADA TRUST COMPANY
Branch NameCentral Ontario Mtge Service Unit
Routing Number050912322
MICR (Transit Number)12322-509
Address305 King Street W, P.O. Box 698 Station C
CityKitchener
StateOntario
Postal CodeN2G 1B9
Location Map of THE CANADA TRUST COMPANY
Kitchener,ON
Location Map of Central Ontario Mtge Service Unit branch of THE CANADA TRUST COMPANY in Kitchener,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.