THE CANADA TRUST COMPANY
British Columbia - Kelowna
Kelowna Spall
Routing Number # 050912040

BankTHE CANADA TRUST COMPANY
Branch NameKelowna Spall
Routing Number050912040
MICR (Transit Number)12040-509
AddressUnit 150 Spall Plaza-1950 Harvey Ave
CityKelowna
StateBritish Columbia
Postal CodeV1Y 8J8
Location Map of THE CANADA TRUST COMPANY
Kelowna,BC
Location Map of Kelowna Spall branch of THE CANADA TRUST COMPANY in Kelowna,BC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.