THE BANK OF NOVA SCOTIA
Ontario - Waterloo
King & University
Routing Number # 000228332

BankTHE BANK OF NOVA SCOTIA
Branch NameKing & University
Routing Number000228332
MICR (Transit Number)28332-002
AddressWaterloo, 247 King St. North
CityWaterloo
StateOntario
Postal CodeN2J 2Y8
Location Map of THE BANK OF NOVA SCOTIA
Waterloo,ON
Location Map of King & University branch of THE BANK OF NOVA SCOTIA in Waterloo,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.