THE BANK OF NOVA SCOTIA
Ontario - Cobourg
Northumberland Mall
Routing Number # 000295562

BankTHE BANK OF NOVA SCOTIA
Branch NameNorthumberland Mall
Routing Number000295562
MICR (Transit Number)95562-002
Address1111 Elgin Street West
CityCobourg
StateOntario
Postal CodeK9A 5H7
Location Map of THE BANK OF NOVA SCOTIA
Cobourg,ON
Location Map of Northumberland Mall branch of THE BANK OF NOVA SCOTIA in Cobourg,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.