Royal Bank of Canada
Ontario - Waterloo
Waterloo-Erb & IRA Needles
Routing Number # 000309037

BankRoyal Bank of Canada (RBC)
Branch NameWaterloo-Erb & IRA Needles
Routing Number000309037
MICR (Transit Number)09037-003
Address652 Erb St W-Unit B13, 652 Erb St W
CityWaterloo
StateOntario
Postal CodeN2T 2Z7
Location Map of Royal Bank of Canada
Waterloo,ON
Location Map of Waterloo-Erb & IRA Needles branch of Royal Bank of Canada in Waterloo,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.