Royal Bank of Canada
Ontario - Toronto
Tor HO PFS-Personal Credit Services
Routing Number # 000302323

BankRoyal Bank of Canada (RBC)
Branch NameTor HO PFS-Personal Credit Services
Routing Number000302323
MICR (Transit Number)02323-003
Address200 Bay St-16th Flr/S Twr
CityToronto
StateOntario
Postal CodeM5J 2J5
Location Map of Royal Bank of Canada
Toronto,ON
Location Map of Tor HO PFS-Personal Credit Services branch of Royal Bank of Canada in Toronto,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.