Royal Bank of Canada
Ontario - ST THOMAS

List of all branches of Royal Bank of Canada in ST THOMAS - Ontario

Routing Number Transit Number Branch Address Postal Code
000304282 04282-003 367 Talbot Street Branch 367 Talbot St, C/O 1099 Talbot St N5P 1B7
000307304 07304-003 RT-367 Talbot St Br 367 Talbot St N5P 1B7
000304302 04302-003 East End Branch 1099 Talbot St E N5P 1G4

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.