THE EFFORT TRUST COMPANY : Transit Numbers - Routing Numbers

(Click on Transit Numbers / Routing Number to get more details about the Financial Institute branch office.)
Routing Number Transit Number State City Postal Code Branch Address
053201402 01402-532 ON Hamilton L8G 1A1 Queenston Branch 699 Queenston Rd
053201202 01202-532 ON Hamilton L8N 1H5 Main Street Branch 240 Main St E
053201302 01302-532 ON Toronto M4W 3V8 Toronto Branch 980 Yonge St-Suite 30

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.