Transit Number # 04732-001

BankBANK OF MONTREAL
Branch NameHiway Centre
Routing Number000104732
Transit Number (MICR)04732-001
Address1375 Weber St East
CityKitchener
StateON
Postal CodeN2A 3A7
Location Map of BANK OF MONTREAL
Kitchener,ON
Location Map of Hiway Centre branch of BANK OF MONTREAL in Kitchener,ON
 

BANK OF MONTREAL

Kitchener-ON
List of BANK OF MONTREAL Transit Numbers in Kitchener ( ON )
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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.