Transit Number # 09404-003

Bank	ROYAL BANK OF CANADA
Branch Name	Western NB MTG Spec Sales Mng Exp
Routing Number	000309404
Transit Number (MICR)	09404-003
Address	504 Queen St, 1871 Hollis St
City	Fredericton
State	NB
Postal Code	E3B 5G1

Location Map of ROYAL BANK OF CANADA
Fredericton,NB

ROYAL BANK OF CANADA

Fredericton-NB

List of ROYAL BANK OF CANADA Transit Numbers in Fredericton ( NB )

02797-003

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.