Transit Number # 03862-003

Bank	ROYAL BANK OF CANADA
Branch Name	449 Hodder Avenue Branch
Routing Number	000303862
Transit Number (MICR)	03862-003
Address	449 Hodder Ave, C/O 290 Memorial Ave
City	Thunder Bay
State	ON
Postal Code	P7A 1V2

Location Map of ROYAL BANK OF CANADA
Thunder Bay,ON

ROYAL BANK OF CANADA

Thunder Bay-ON

List of ROYAL BANK OF CANADA Transit Numbers in Thunder Bay ( ON )

03444-003

01602-003

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.