Transit Number # 04688-003

BankRoyal Bank of Canada (RBC)
Branch NameQuebec Student Loan Service Centre
Routing Number000304688
Transit Number (MICR)04688-003
Address4010 Tupper St-5th Flr, PO Box 2096 Stn B
CityWestmount
StateQC
Postal CodeH3Z 2Y3
Location Map of Royal Bank of Canada
Westmount,QC
Location Map of Quebec Student Loan Service Centre branch of Royal Bank of Canada in Westmount,QC
 

Royal Bank of Canada

Westmount-QC

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.