Transit Number # 03120-003

BankRoyal Bank of Canada (RBC)
Branch NameNanaimo Downtown Br
Routing Number000303120
Transit Number (MICR)03120-003
Address205 Commercial St
CityNanaimo
StateBC
Postal CodeV9R 5L1
Location Map of Royal Bank of Canada
Nanaimo,BC
Location Map of Nanaimo Downtown Br branch of Royal Bank of Canada in Nanaimo,BC
 

Royal Bank of Canada

Nanaimo-BC
List of Royal Bank of Canada Transit Numbers in Nanaimo ( BC )
00609-003

 03120-003 03160-003 03180-003
03560-003

 04387-003 07710-003 07720-003

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.