HOME SAVINGS AND LOAN CORPORATION : Transit Numbers - Routing Numbers

(Click on Transit Numbers / Routing Number to get more details about the Financial Institute branch office.)
Routing Number Transit Number State City Postal Code Branch Address
053500022 00022-535 ON Hamilton L8N 4B3 112 King St East 112 King St East
053500002 00332-001 ON St Catharines L2R 5G4 43 Queen St P.O. Box 1554
053500012 00012-535 ON Toronto M5H 2Y4 401 Bay St Ste. 2109 401 Bay St Ste. 2109

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.