Transit Number # 30312-815

Credit Union	F�d�ration des caisses Desjardins du Qu�bec (Desjardins Caisses)
Branch Name	C.P.D. DE LA HAUTE GATINEAU
Routing Number	081530312
Transit Number (MICR)	30312-815
Address	100, rue Principale Sud, Suite 29
City	Maniwaki
State	QC
Postal Code	J9E 3L4

Location Map of F�d�ration des caisses Desjardins du Qu�bec
Maniwaki,QC

F�d�ration des caisses Desjardins du Qu�bec

Maniwaki-QC

List of F�d�ration des caisses Desjardins du Qu�bec Transit Numbers in Maniwaki ( QC )

30312-815

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.