Transit Number # 20420-815

Credit Union	F�d�ration des caisses Desjardins du Qu�bec (Desjardins Caisses)
Branch Name	C.P.D. DU SAGUENAY-ST-LAURENT
Routing Number	081520420
Transit Number (MICR)	20420-815
Address	11 rue Sirois, C.P. 159
City	Les Escoumins
State	QC
Postal Code	G0T 1K0

Location Map of F�d�ration des caisses Desjardins du Qu�bec
Les Escoumins,QC

F�d�ration des caisses Desjardins du Qu�bec

Les Escoumins-QC

List of F�d�ration des caisses Desjardins du Qu�bec Transit Numbers in Les Escoumins ( QC )

20420-815

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.