Routing Number # 083949023

Credit Union Central of Nova Scotia
Credit Union	Credit Union Central of Nova Scotia
Branch Name	MALPEQUE BAY CREDIT UNION LIMITED
Routing Number	083949023
Transit Number (MICR)	49023-839
Address	1 Commercial St., P.O. Box 428
City	Kensington
State	PE
Postal Code	C0B 1M0

Location Map of Credit Union Central of Nova Scotia
Kensington,PE

Location Map of MALPEQUE BAY CREDIT UNION LIMITED branch of Credit Union Central of Nova Scotia in Kensington,PE

Credit Union Central of Nova Scotia Kensington-PE
List of Credit Union Central of Nova Scotia routing numbers in Kensington ( PE )
083949023	083959063

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.