Transit Number # 40477-879

Credit Union Central of Manitoba
Credit Union	Credit Union Central of Manitoba (CUCM)
Branch Name	VANGUARD CREDIT UNION
Routing Number	087940477
Transit Number (MICR)	40477-879
Address	Hamiota Branch, 50 Maple Ave. E., P.O. Box 430
City	Hamiota
State	MB
Postal Code	R0M 0T0

Location Map of Credit Union Central of Manitoba
Hamiota,MB

Credit Union Central of Manitoba

Hamiota-MB

List of Credit Union Central of Manitoba Transit Numbers in Hamiota ( MB )

40477-879

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.