Transit Number # 63402-828

Central 1 Credit Union
Credit Union	Central 1 Credit Union (Central 1)
Branch Name	GANARASKA CREDIT UNION LIMITED
Routing Number	082863402
Transit Number (MICR)	63402-828
Address	Cobourg Branch, 57 Albert Street
City	Cobourg
State	ON
Postal Code	K9A 2P8

Location Map of Central 1 Credit Union
Cobourg,ON

Central 1 Credit Union

Cobourg-ON

List of Central 1 Credit Union Transit Numbers in Cobourg ( ON )

63402-828

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.