Transit Number # 18092-828

Central 1 Credit Union
Credit Union	Central 1 Credit Union (Central 1)
Branch Name	Luminus Financial Services & CU LTD
Routing Number	082818092
Transit Number (MICR)	18092-828
Address	2044 Danforth Avenue
City	Toronto
State	ON
Postal Code	M4C 1J6

Location Map of Central 1 Credit Union
Toronto,ON

Location Map of Luminus Financial Services & CU LTD branch of Central 1 Credit Union in Toronto,ON

Central 1 Credit Union Toronto-ON
List of Central 1 Credit Union Transit Numbers in Toronto ( ON )
00332-828	00552-828	00672-828	00832-828
00646-842	01972-828	02192-828	02562-828
02892-828	03562-828	04292-828	00646-842
04792-828	04922-828	05912-828	06202-828
06222-828	06722-828	06752-828	07802-828
08452-828	09462-828	09862-828	10802-828
11432-828	00646-842	00646-842	13632-828
14332-828	14512-828	14632-828	15362-828
17092-828	17912-828	18092-828	18162-828
18902-828	19632-828	20322-828	20772-828
20782-828	21452-828	21912-828	22172-828
61172-828	63622-828	00646-842	00646-842
00646-842	00646-842	00646-842	00646-842
00646-842	64462-828	68012-828	68022-828
68042-828	68062-828	68072-828	68082-828
00646-842

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.