Routing Number # 082820352

Central 1 Credit Union
Credit Union	Central 1 Credit Union (Central 1)
Branch Name	EDUCATION CREDIT UNION LIMITED
Routing Number	082820352
Transit Number (MICR)	20352-828
Address	6-51 Ardelt Avenue
City	Kitchener
State	ON
Postal Code	N2C 2S9

Location Map of Central 1 Credit Union
Kitchener,ON

Location Map of EDUCATION CREDIT UNION LIMITED branch of Central 1 Credit Union in Kitchener,ON

Central 1 Credit Union Kitchener-ON
List of Central 1 Credit Union routing numbers in Kitchener ( ON )
082803442	082805622	082817942	082820352
082862062	082862102	082863022	082863062
082863072	082863252

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.