Routing Number # 082807962

Central 1 Credit Union

Credit UnionCentral 1 Credit Union (Central 1)
Branch NamePENFINANCIAL CREDIT UNION LTD
Routing Number082807962
Transit Number (MICR)07962-828
Address2-300 Bunting Road
CitySt Catharines
StateON
Postal CodeL2M 7X3
Location Map of Central 1 Credit Union
St Catharines,ON
Location Map of PENFINANCIAL CREDIT UNION LTD branch of Central 1 Credit Union in St Catharines,ON
 

Central 1 Credit Union

St Catharines-ON
List of Central 1 Credit Union routing numbers in St Catharines ( ON )
082802832

 082804452 082806032 082807962
082861472

 082861482 082862322 082862362
082862372

 082864192 082866662  

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.