Transit Number # 03862-828

Central 1 Credit Union

Credit UnionCentral 1 Credit Union (Central 1)
Branch NamePENFINANCIAL CREDIT UNION LIMITED
Routing Number082803862
Transit Number (MICR)03862-828
Address6289 Huggins St.
CityNiagara Falls
StateON
Postal CodeL2J 1H2
Location Map of Central 1 Credit Union
Niagara Falls,ON
Location Map of PENFINANCIAL CREDIT UNION LIMITED branch of Central 1 Credit Union in Niagara Falls,ON
 

Central 1 Credit Union

Niagara Falls-ON

List of Central 1 Credit Union Transit Numbers in Niagara Falls ( ON )
03862-828

60352-828 61442-828 61552-828

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.