Routing Number # 082806182

Central 1 Credit Union
Credit Union	Central 1 Credit Union (Central 1)
Branch Name	BAY CREDIT UNION LTD
Routing Number	082806182
Transit Number (MICR)	06182-828
Address	406 Cumberland Street N., PO Box 10160
City	Thunder Bay
State	ON
Postal Code	P7A 4P8

Location Map of Central 1 Credit Union
Thunder Bay,ON

Location Map of BAY CREDIT UNION LTD branch of Central 1 Credit Union in Thunder Bay,ON

Central 1 Credit Union Thunder Bay-ON
List of Central 1 Credit Union routing numbers in Thunder Bay ( ON )
082800212	082800722	082802802	082802812
082804942	082806182	082813722	082821072
082869432	082869482	082869492	082869502
082869512	082869802	082869822

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.