Transit Number # 05452-010

BankCanadian Imperial Bank of Commerce (Laurentian Bank of Canada)
Branch NameUniversity & Lincoln Banking Centre
Routing Number001005452
Transit Number (MICR)05452-010
Address315 Lincoln Rd
CityWaterloo
StateON
Postal CodeN2J 4H7
Location Map of Canadian Imperial Bank of Commerce
Waterloo,ON
Location Map of University & Lincoln Banking Centre branch of Canadian Imperial Bank of Commerce in Waterloo,ON
 

Canadian Imperial Bank of Commerce

Waterloo-ON
List of Canadian Imperial Bank of Commerce Transit Numbers in Waterloo ( ON )
00452-010

 04252-010 04772-010 05052-010
05452-010

 06552-010    

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.