Transit Number # 03082-010

Bank	Canadian Imperial Bank of Commerce (Laurentian Bank of Canada)
Branch Name	440 Talbot St Banking Centre
Routing Number	001003082
Transit Number (MICR)	03082-010
Address	440 Talbot Street, P.O. Box 159
City	St Thomas
State	ON
Postal Code	N5P 3T7

Location Map of Canadian Imperial Bank of Commerce
St Thomas,ON

Canadian Imperial Bank of Commerce

St Thomas-ON

List of Canadian Imperial Bank of Commerce Transit Numbers in St Thomas ( ON )

03082-010

03282-010

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.