BofA Canada Bank : Transit Numbers - Routing Numbers

(Click on Transit Numbers / Routing Number to get more details about the Bank branch office.)

Routing Number	Transit Number	State	City	Postal Code	Branch	Address
031100002	00002-311	ON	Gloucester	K1B 5N8	1600 James Naismith Dr - Ste 800	1600 James Naismith Dr - Ste 800
031101021	01021-311	ON	Ottawa	K1B 5N8	MBNA Bank Canada	1600 James Naismith
031101031	01031-311	ON	Ottawa	K1B 5N8	MBNA Bank Canada	1600 James Naismith
031101051	01051-311	ON	Ottawa	K1B 5N8	MBNA Bank Canada	1600 James Naismith
031101061	01061-311	ON	Ottawa	K1B 5N8	MBNA Bank Canada	1600 James Naismith

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.