Transit Number # 05471-039

Bank	Banque Laurentienne du Canada
Branch Name	Laurentian Bank - Maritimes
Routing Number	003905471
Transit Number (MICR)	05471-039
Address	PO Box 1139 Stn Main
City	Saint John
State	NB
Postal Code	E2L 4E6

Location Map of Banque Laurentienne du Canada
Saint John,NB

Banque Laurentienne du Canada

Saint John-NB

List of Banque Laurentienne du Canada Transit Numbers in Saint John ( NB )

05471-039

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.