Transit Number # 02831-039

Bank	Banque Laurentienne du Canada
Branch Name	Port Elgin
Routing Number	003902831
Transit Number (MICR)	02831-039
Address	854 2nd Avenue E
City	Owen Sound
State	ON
Postal Code	N4K 2H3

Location Map of Banque Laurentienne du Canada
Owen Sound,ON

Banque Laurentienne du Canada

Owen Sound-ON

List of Banque Laurentienne du Canada Transit Numbers in Owen Sound ( ON )

02831-039

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY

0 : Leading zero
YYY : Institution Number
XXXXX : Branch Number

The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY

XXXXX : Branch Number
YYY : Institution Number

MICR stands for Magnetic Ink Character Recognition.