Transit Number # 32122-001

BankBank of Montreal (BMO)
Branch NameBMO Harris Private Banking
Routing Number000132122
Transit Number (MICR)32122-001
Address42 Bath Road - 3rd Floor
CityKingston
StateON
Postal CodeK7L 1H5
Location Map of Bank of Montreal
Kingston,ON
Location Map of BMO Harris Private Banking branch of Bank of Montreal in Kingston,ON
 

Bank of Montreal

Kingston-ON
List of Bank of Montreal Transit Numbers in Kingston ( ON )
00162-001

 03362-001 23562-001 24762-001
24802-001

 29162-001 32122-001 37932-001

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.