Routing Number # 000133032

BankBank of Montreal (BMO)
Branch NameIRA Needles & ERB
Routing Number000133032
Transit Number (MICR)33032-001
Address664 Erb Street West
CityWaterloo
StateON
Postal CodeN2T 2Z7
Location Map of Bank of Montreal
Waterloo,ON
Location Map of IRA Needles & ERB branch of Bank of Montreal in Waterloo,ON
 

Bank of Montreal

Waterloo-ON
List of Bank of Montreal routing numbers in Waterloo ( ON )
000104722

 000124232 000124592 000130562
000130572

 000133032 000134252  

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.