Routing Number # 000104812

BankBank of Montreal (BMO)
Branch Name510 Main St.
Routing Number000104812
Transit Number (MICR)04812-001
AddressP.O. Box 457
CityWinchester
StateON
Postal CodeK0C 2K0
Location Map of Bank of Montreal
Winchester,ON
Location Map of 510 Main St. branch of Bank of Montreal in Winchester,ON
 

Bank of Montreal

Winchester-ON
List of Bank of Montreal routing numbers in Winchester ( ON )
000104812

      

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.