Transit Number # 23856-001

BankBank of Montreal (BMO)
Branch Name160 Elgin St.
Routing Number000123856
Transit Number (MICR)23856-001
Address160 Elgin St.
CityOttawa
StateON
Postal CodeK2P 2C4
Location Map of Bank of Montreal
Ottawa,ON
Location Map of 160 Elgin St. branch of Bank of Montreal in Ottawa,ON
 

Bank of Montreal

Ottawa-ON
List of Bank of Montreal Transit Numbers in Ottawa ( ON )
00056-001

 00686-001 00816-001 03556-001
03566-001

 04846-001 06706-001 23126-001
23746-001

 23756-001 23846-001 23856-001
23866-001

 23876-001 23886-001 23916-001
24416-001

 24426-001 24446-001 24556-001
24866-001

 27556-001 27616-001 29766-001
29996-001

 32146-001 32196-001 35456-001
36856-001

 38436-001 38746-001 39816-001

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.