Transit Number # 10682-509

Financial InstituteBank of Montreal (BMO)
Branch NameWaterloo Main
Routing Number050910682
Transit Number (MICR)10682-509
Address15 King Street South
CityWaterloo
StateON
Postal CodeN2J 1N9
Location Map of Bank of Montreal
Waterloo,ON
Location Map of Waterloo Main branch of Bank of Montreal in Waterloo,ON
 

Bank of Montreal

Waterloo-ON
List of Bank of Montreal Transit Numbers in Waterloo ( ON )
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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.