Routing Number # 000132412

BankBank of Montreal (BMO)
Branch NameToronto Instabank Service Centre
Routing Number000132412
Transit Number (MICR)32412-001
Address4100 Gordon Baker Drive
CityScarborough
StateON
Postal CodeM1W 3E8
Location Map of Bank of Montreal
Scarborough,ON
Location Map of Toronto Instabank Service Centre branch of Bank of Montreal in Scarborough,ON
 

Bank of Montreal

Scarborough-ON
List of Bank of Montreal routing numbers in Scarborough ( ON )
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000104492

 000104502 000104522 000104912
000104962

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000125772

 000129062 000129242 000129252
000129792

 000129862 000131102 000132412
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000139442

 000139702 000139742 000139762
000139922

      

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.