Routing Number # 000103512

BankBank of Montreal (BMO)
Branch NameOshawa Gateway Centre
Routing Number000103512
Transit Number (MICR)03512-001
Address206 Ritson Road N., P.O. Box 827
CityOshawa
StateON
Postal CodeL1G 0B2
Location Map of Bank of Montreal
Oshawa,ON
Location Map of Oshawa Gateway Centre branch of Bank of Montreal in Oshawa,ON
 

Bank of Montreal

Oshawa-ON
List of Bank of Montreal routing numbers in Oshawa ( ON )
000103512

 000103522 000129052 000129562
000133542

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.