Routing Number # 000103082

BankBank of Montreal (BMO)
Branch Name62 King St. W.
Routing Number000103082
Transit Number (MICR)03082-001
Address62 King St. W.
CityCobourg
StateON
Postal CodeK9A 2L9
Location Map of Bank of Montreal
Cobourg,ON
Location Map of 62 King St. W. branch of Bank of Montreal in Cobourg,ON
 

Bank of Montreal

Cobourg-ON
List of Bank of Montreal routing numbers in Cobourg ( ON )
000103082

      

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.