Fédération des caisses Desjardins du Québec
Quebec - Ragueneau
C.P. DE RAGUENEAU
Routing Number # 081520103

BankFédération des caisses Desjardins du Québec (Desjardins Caisses)
Branch NameC.P. DE RAGUENEAU
Routing Number081520103
MICR (Transit Number)20103-815
Address550, Route 138
CityRagueneau
StateQuebec
Postal CodeG0H 1S0
Location Map of Fédération des caisses Desjardins du Québec
Ragueneau,QC
Location Map of C.P. DE RAGUENEAU branch of Fédération des caisses Desjardins du Québec in Ragueneau,QC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.