Fédération des caisses Desjardins du Québec
Quebec - Paspebiac
C.P.D. DE PASPEBIAC
Routing Number # 081540049

BankFédération des caisses Desjardins du Québec (Desjardins Caisses)
Branch NameC.P.D. DE PASPEBIAC
Routing Number081540049
MICR (Transit Number)40049-815
Address102 Boul. Notre-Dame, C.P. 760
CityPaspebiac
StateQuebec
Postal CodeG0C 2K0
Location Map of Fédération des caisses Desjardins du Québec
Paspebiac,QC
Location Map of C.P.D. DE PASPEBIAC branch of Fédération des caisses Desjardins du Québec in Paspebiac,QC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.