Fédération des caisses Desjardins du Québec
Quebec - La Baie
Caisse Desjardins de La Baie
Routing Number # 081570019

BankFédération des caisses Desjardins du Québec (Desjardins Caisses)
Branch NameCaisse Desjardins de La Baie
Routing Number081570019
MICR (Transit Number)70019-815
Address1262, 6e Avenue
CityLa Baie
StateQuebec
Postal CodeG7B 1R4
Location Map of Fédération des caisses Desjardins du Québec
La Baie,QC
Location Map of Caisse Desjardins de La Baie branch of Fédération des caisses Desjardins du Québec in La Baie,QC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.