CREDIT UNIONS IN ONTARIO
Ontario - Thunder Bay
CNR EMPLS (LAKEHEAD TERMINAL) CU LTD
Routing Number # 085108082

BankCREDIT UNIONS IN ONTARIO
Branch NameCNR EMPLS (LAKEHEAD TERMINAL) CU LTD
Routing Number085108082
MICR (Transit Number)05092-003
Address417 Fort William Road
CityThunder Bay
StateOntario
Postal CodeP7B 2Z5
Location Map of CREDIT UNIONS IN ONTARIO
Thunder Bay,ON
Location Map of CNR EMPLS (LAKEHEAD TERMINAL) CU LTD branch of CREDIT UNIONS IN ONTARIO in Thunder Bay,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.