Credit Union Central of Nova Scotia
Prince Edward Island - Kensington
MALPEQUE BAY CREDIT UNION LIMITED
Routing Number # 083949023

BankCredit Union Central of Nova Scotia
Branch NameMALPEQUE BAY CREDIT UNION LIMITED
Routing Number083949023
MICR (Transit Number)49023-839
Address1 Commercial St., P.O. Box 428
CityKensington
StatePrince Edward Island
Postal CodeC0B 1M0
Location Map of Credit Union Central of Nova Scotia
Kensington,PE
Location Map of MALPEQUE BAY CREDIT UNION LIMITED branch of Credit Union Central of Nova Scotia in Kensington,PE
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.