Credit Union Central of Nova Scotia
Nova Scotia - St Margaret Village
BAY ST. LAWRENCE CREDIT UNION
Routing Number # 083971043

BankCredit Union Central of Nova Scotia
Branch NameBAY ST. LAWRENCE CREDIT UNION
Routing Number083971043
MICR (Transit Number)71043-839
Address3019 Bay St Lawrence Road, P.O. Box 112
CitySt Margaret Village
StateNova Scotia
Postal CodeB0C 1R0
Location Map of Credit Union Central of Nova Scotia
St Margaret Village,NS
Location Map of BAY ST. LAWRENCE CREDIT UNION branch of Credit Union Central of Nova Scotia in St Margaret Village,NS
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.