Credit Union Central of Manitoba
Manitoba - Hamiota
VANGUARD CREDIT UNION
Routing Number # 087940477

BankCredit Union Central of Manitoba (CUCM)
Branch NameVANGUARD CREDIT UNION
Routing Number087940477
MICR (Transit Number)40477-879
AddressHamiota Branch, 50 Maple Ave. E., P.O. Box 430
CityHamiota
StateManitoba
Postal CodeR0M 0T0
Location Map of Credit Union Central of Manitoba
Hamiota,MB
Location Map of VANGUARD CREDIT UNION branch of Credit Union Central of Manitoba in Hamiota,MB
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.