Central 1 Credit Union
Ontario - STRATHROY

List of all branches of Central 1 Credit Union in STRATHROY - Ontario

Routing Number Transit Number Branch Address Postal Code
082862232 62232-828 LIBRO CREDIT UNION LIMITED 72 Front St West N7G 1X7
082864522 64522-828 MAINSTREET CREDIT UNION LIMITED 32 Front Street East N7G 1Y4
082813832 13832-828 MAINSTREET CREDIT UNION LIMITED 214 Caradoc Street South N7G 2P1

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.