Central 1 Credit Union
Ontario - ST. CATHARINES

List of all branches of Central 1 Credit Union in ST. CATHARINES - Ontario

Routing Number Transit Number Branch Address Postal Code
082862402 62402-828 PENFINANCIAL CREDIT UNION LTD Administration Branch, 508 Glendale Ave, P.O. Box 470 L2M 6P5
082864072 64072-828 FIRST ONTARIO CREDIT UNION LIMITED Administration Branch, 148 Niagara Street L2R 6Z4
082862392 62392-828 PENFINANCIAL CREDIT UNION LTD 9-460 St. Davids Road L2T 4E6

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.