Central 1 Credit Union
Ontario - Smiths Falls
SMITHS FALLS COMMUNITY CR UN
Routing Number # 082805882

BankCentral 1 Credit Union (Central 1)
Branch NameSMITHS FALLS COMMUNITY CR UN
Routing Number082805882
MICR (Transit Number)05882-828
Address1 Beekwith Street North
CitySmiths Falls
StateOntario
Postal CodeK7A 2B2
Location Map of Central 1 Credit Union
Smiths Falls,ON
Location Map of SMITHS FALLS COMMUNITY CR UN branch of Central 1 Credit Union in Smiths Falls,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.