Central 1 Credit Union
Ontario - GUELPH

List of all branches of Central 1 Credit Union in GUELPH - Ontario

Routing Number Transit Number Branch Address Postal Code
082836282 36282-828 CENTRAL 1 CREDIT UNION Ontario Federation of Agriculture, 100 Stone Road West, Suite 206, 5th Floor N1G 5L3
082815132 15132-828 YOUR NEIGHBOURHOOD CREDIT UNION 247 York Road, PO Box 3603 N1H 6P6

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.