Central 1 Credit Union
Ontario - Brantford
YOUR NEIGHBOURHOOD CREDIT UNION LTD

Routing Number # 082816412

BankCentral 1 Credit Union (Central 1)
Branch NameYOUR NEIGHBOURHOOD CREDIT UNION LTD
Routing Number082816412
MICR (Transit Number)16412-828
Address7 Charlotte Street, P.O. Box 1508
CityBrantford
StateOntario
Postal CodeN3T 5W7
Location Map of Central 1 Credit Union
Brantford,ON
Location Map of YOUR NEIGHBOURHOOD CREDIT UNION LTD branch of Central 1 Credit Union in Brantford,ON
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.