Central 1 Credit Union
British Columbia - Fruitvale
KOOTENAY SAVINGS CREDIT UNION
Routing Number # 080942320

BankCentral 1 Credit Union (Central 1)
Branch NameKOOTENAY SAVINGS CREDIT UNION
Routing Number080942320
MICR (Transit Number)42320-809
AddressFruitvale Branch, 1945 Main Street, P.O. Box 790
CityFruitvale
StateBritish Columbia
Postal CodeV0G 1L0
Location Map of Central 1 Credit Union
Fruitvale,BC
Location Map of KOOTENAY SAVINGS CREDIT UNION branch of Central 1 Credit Union in Fruitvale,BC
 

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What is the Routing Number?

A routing number identifies the financial institution and the branch to which a payment item is directed. Along with the account number, it is essential for delivering payments through the clearing system.

In Canada, there are two formats for routing numbers:

EFT Routing Number

An Electronic Fund Transactions (EFT) routing number is comprised of a three-digit financial institution number and a five-digit branch number, preceded by a "leading zero".
Example : 0XXXYYYYY
  • 0 : Leading zero
  • YYY : Institution Number
  • XXXXX : Branch Number
The electronic routing number is used for routing electronic payment items, such as direct deposits and wire transfers.

MICR Number (Transit Number)

MICR Numbers or widely known as Transit Numbers are used in cheques processing. It appears on the bottom of negotiable instruments such as checks identifying the financial institution on which it was drawn.
A paper (MICR) routing number is comprised of a three-digit financial institution number and a five-digit branch number. It is encoded using magnetic ink on paper payment items (such as cheques).
Example : XXXXX-YYY
  • XXXXX : Branch Number
  • YYY : Institution Number
MICR stands for Magnetic Ink Character Recognition.